I have a question for you, what the hell do you do when ko-fi decides to randomly decline some cards?

More than one person has told me that when they try to purchase a commission from me via ko-fi, the page just refuses to accept their cards, with the message "your card has been declined" or something similar to that.

I tried to search what the cause for this could be, ko-fi says that it may be the browser, the use of a VPN or that the card may be expired, but none of this seems to be the real source of the problem.

This doesn't happen to everybody tho, some people struggle with this while others can purchase with no trouble at all, it also has happened to some that the card gets declined a bunch of times first before magically deciding to work.

I have no idea how to fix this, I'm using the stripe option, I used to have available PayPal too but it became doodoo feces so that's not an option no more.

I'm braindead when it comes to this sorta stuff so any kind of help is appreciated, thank u very much.